Monday, September 21, 2009

Buy a Home with Us and Get Some of Your Closing Costs Paid


At Paragon Property Group, we are eager to help you buy your first home. Not only are we Certified Texas Affordable Housing Specialists with the knowledge to assist you in your search, we really do enjoy helping others to realize the joy of owning their first home. It's such a great feeling knowing that you aren't paying rent any more, but paying your monthly mortgage towards a home that you own and can love for many years to come!

One of the great things that we can do is offer our First Time Home Buyer Clients a special credit to be used towards their Closing Costs when they buy their first home. This is our Special Thank You to help you buy your own home.

Buy Your First Home with Us & Get $$ at Closing!!
Up to $100,000 Purchase Price - $250 Closing Credit
$100,000-$200,000 Purchase Price - $500 Closing Credit
$200,000-$300,000 Purchase Price - $750 Closing Credit

CALL or EMAIL us TODAY!
Subject to change & Other Restrictions may Apply. Credit Only, Not Cash At Closing.

Plus, call or email us today and we'll send you a copy of Why Rent When you Can Buy? Or, ask for a FREE copy of our First Time Homebuyers Guide.

We look forward to hearing from you and helping you on your journey to buying your own home. Contact us today for your FREE copy of these publications, plus we can have one of our Lender-Partners get you pre-qualified for a loan, too.

Sue Ellett, Broker-Associate
Paragon Property Group, Coldwell Banker United Realtors
866-693-7741
suemellett@yahoo.com

Texas has Most Affordable Housing in the United States

According to the first quarter 2009 Texas Housing Affordability Index compiled by the Real Estate Center at Texas A&M University, Texas is the state with the most affordable housing in the nation.

This make Texas, and particularly our Austin metro and Highland Lakes area particularly attractive to First Time Home Buyers....Affordable Homes, Job Creation, a Wonderful Lifestyle.

Plus, through November 30th, all first time buyers (or those who haven't owned a home in 3 years) have a tremendous advantage with the $8,000 First Time Buyer Tax Credit from the Federal Government. It's free, it's easy and it's waiting for you. But, HURRY, time is running out for you to get your $8000 Tax Credit.

Contact us today to get pre-qualified for a loan to see if you can join the many others who are taking advantage of this great program. Call or email us for a FREE First Time Home Buyers Guide.

Sue Ellett, Broker-Assoicate
Coldwell Banker United Realtors
512-422-7182
suemellett@yahoo.com

Thursday, September 3, 2009

First Time Home Buyer Book - FREE to First Time Central Texas Home Buyers

Call or email for your FREE First Time Home Buyer Booklet.
(Central Texas)

This booklet is Free and full of information for First Time Home Buyers to help them in the Home Buying process.

Thinking of buying your first home? Now is a GREAT TIME, especially with low house prices and interest rates and the $8,000 First Time Buyer Tax Credit. This book will help you navigate the process with ease.

Contact us at Paragon Property Group - 866-693-7741 or email suemellett@yahoo.com and we'll mail your FREE booklet today. We can help!

We cover the entire Austin, Lake Travis and Marble Falls/Burnet/Highland Lakes areas
(Travis, Burnet, Llano, Hays, Williamson, Blanco and Gillespie counties). Some areas offer 100% USDA financing (income limits apply)

Not located in our area? We can refer you to a qualified 1st Time Home Buyer professional in your area.
Moving to another area? We'll be sure that you receive a FREE Relocation Package.

(limit one booklet per address)

Tuesday, September 1, 2009

Great News about NEW Credit Scoring Model - Could Boost Your Scores

Read all about it here: New Credit Scoring Model May Boost Some Borrowers’ Scores | RISMedia

In the newest version of the credit scoring system, called FICO 08, small missed paymenets lingering in collections with original amounts of less than $100 will no longer damage your credit rating. Plus you are less likely to be penalized for a single delinquency if it was two or more years ago and your credit is otherwise clean.

But, don't forget: Getting close to your Credit Card Limits is still a strict NO-NO and is penalized in some way in every FICO score.

This new system has been available to all three credit bureaus since last month, so if your credit is otherwise clean except for one or two small glitches, keep it that way and now you may actually have a better credit score.

Plus, don't forget, to get the $8000 tax credit, you MUST close by 12/1/09. So, call us today if you are thinking of buying a home in the Austin or Highland Lakes areas (Travis, Hays, Williamson, Blanco, Burnet or Llano counties) and we will get you pre-qualified in just a couple of hours.