tag:blogger.com,1999:blog-75012754088210020182024-03-05T01:18:29.238-08:00Texas First Time Home Buyer Information-Austin and Central TexasIt's A Great Time to Buy Your Own Home! <br><br> Condos, town homes, single family homes or duplexes, you can build your future. <br><br>
There are many financing options & programs for 1st time home buyers including lower interest rates, downpayment assistance or CASH BACK at closing. <br><br>
Teachers, Firemen, Policemen, EMS workers, Military Members (current, former and family members) and similar professionals may be eligible. <br><br>Anonymoushttp://www.blogger.com/profile/14715342532935708183noreply@blogger.comBlogger78125tag:blogger.com,1999:blog-7501275408821002018.post-6177534258175853032014-07-13T13:42:00.001-07:002014-07-13T13:42:00.816-07:00July 2014 Newsletter ~ Austin, Lake Travis & the Highland Lakes<a href="http://activerain.trulia.com/blogsview/4440557/july-2014-newsletter---austin--lake-travis---the-highland-lakes-">July 2014 Newsletter ~ Austin, Lake Travis & the Highland Lakes</a><br /><br />
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Get out and enjoy all there is in the Central Texas Hill Country this July - News, Events and Information.<br /><br />
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<div id="newsletter-header" style="background-color: white; border: 0px; color: #333333; font-family: Arial, Verdana, sans-serif; font-size: 10px; line-height: 18px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><div id="newsletter-title" style="background-color: transparent; border: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; border: 0px; color: #666699; font-family: Georgia, 'Times New Roman', Times, serif; font-size: 3.5em; line-height: 1; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">July Newsletter~Austin/Lake Travis/Highland Lakes</span></div></div><div id="newsletter-signupcontainer" style="background-color: white; border: 0px; color: #333333; font-family: Arial, Verdana, sans-serif; font-size: 10px; left: 719px; line-height: 18px; margin: 0px; outline: 0px; padding: 0px; position: absolute; top: 10px; vertical-align: baseline;"><a href="" id="newsletter-subscribe" style="background-color: transparent; background-image: url(http://www.ppgtx.com/themes/globalimages/premium-one/layout/btn-newsletter.jpg); background-position: initial initial; background-repeat: no-repeat no-repeat; border: 0px; color: #666699; display: block; font-size: 1.3em; font-weight: bold; height: 37px; margin: 0px; outline: invert none medium; padding: 0px; text-indent: -9999em; vertical-align: baseline; width: 232px;">Subscribe to this newsletter</a></div><div id="newsletter-body" style="background-color: white; border: 0px; color: #333333; font-family: Arial, Verdana, sans-serif; font-size: 10px; line-height: 18px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><div class="article" style="background-color: transparent; border: 0px; margin: 20px 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><div class="article-heading" style="background-color: transparent; border: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><strong style="background-color: #666699; background-image: url(http://www.ppgtx.com/themes/globalimages/premium-one/layout/paper.gif); background-position: 10px 50%; background-repeat: no-repeat no-repeat; border: 0px; color: white; display: block; font-size: 1.4em; height: 32px; line-height: 32px; margin: 0px 0px 10px; outline: 0px; padding: 0px 10px 0px 30px; text-transform: uppercase; vertical-align: baseline; width: 658px;">GENERAL NEWS & INFORMATION/PARAGON PROPERTY GROUP TEAM</strong></div><div class="article-body editor" style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 1.2em; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><div style="background-color: transparent; border: 0px; line-height: 1.5em; margin-bottom: 1.5em; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 12pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 10pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Ah, the lazy days of summer......And, the Central Texas Hill Country is a great place to spend them! </span></span><img alt="" height="150" src="http://www.ppgtx.com/agent_files/PICS/oasis-new.jpg" style="background-color: transparent; border: 0px; float: right; margin: 3px; outline: 0px; padding: 0px; vertical-align: baseline;" width="200" /></div><div style="background-color: transparent; border: 0px; line-height: 1.5em; margin-bottom: 1.5em; outline: 0px; padding: 0px; vertical-align: baseline;"><img alt="Lake LBJ at sunrise beach sunset " height="150" src="http://www.ppgtx.com/agent_files/PICS/Lake%20LBJ.jpg" style="background-color: transparent; border: 0px; float: left; margin: 3px; outline: 0px; padding: 0px; vertical-align: baseline;" title="sunset on lake lbj at sunrise beach" width="200" /><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 12pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 10pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Summer fun is here and there is no better place than on our Highland Lakes. The 7 lakes in the chain span from Lake Buchanan down to Lady Bird Johnson Lake with Inks Lake, <a href="http://www.ppgtx.com/lake-lbj" style="background-color: transparent; border: 0px; color: #666699; margin: 0px; outline: invert none medium; padding: 0px; vertical-align: baseline;" target="_blank" title="Lake LBJ Information and Homes for Sale">Lake LBJ</a>, Lake Marble Falls, <a href="http://www.ppgtx.com/Lake-Travis" style="background-color: transparent; border: 0px; color: #666699; margin: 0px; outline: invert none medium; padding: 0px; vertical-align: baseline;" target="_blank" title="Lake Travis information and homes for sale">Lake Travis</a> and Lake Austin in between. If you enjoy boating, jet skiing, fishing, swimming, wakeboarding, waterskiing or just lazing in a hammock and enjoying the breeze with a tall, cool glass of iced tea, there is a lot to love about our area. </span></span></div><div style="background-color: transparent; border: 0px; line-height: 1.5em; margin-bottom: 1.5em; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 12pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 10pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Each lake has it's own character and beauty and it's fun to visit them all. Or visit some of the nearby attractions that each lake has to offer. On Lake Travis, check out the Oasis for a sunset cocktail, a lunch date or stroll through the shops. Lake Austin has the hike and bike trail, a super way to spend an morning or an evening. People watching is part of the fun! </span></span></div><div style="background-color: transparent; border: 0px; line-height: 1.5em; margin-bottom: 1.5em; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 12pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 10pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Remember, that if we can help you with any of your real estate needs, whether buying or selling, give us a call. Referrals are one of the greatest compliments we can receive and we'd love to assist your friends, family or colleagues and offer them care, service and attention while they buy or sell <em style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">their</em> home or other property. In areas outside of the Central Texas Hill Country, we have an awesome network and can refer them to a professional agent just about anywhere on the globe! </span></span></div><div style="background-color: transparent; border: 0px; line-height: 1.5em; margin-bottom: 1.5em; outline: 0px; padding: 0px; text-align: center; vertical-align: baseline;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 12pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 10pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"></span></span></div><div id="_mcePaste" style="background-color: transparent; border: 0px; height: 1px; left: -10000px; margin: 0px; outline: 0px; overflow: hidden; padding: 0px; position: absolute; top: 97px; vertical-align: baseline; width: 1px;">“it's a smile, it's a kiss, it's a sip of wine ... it's summertime!” </div><div id="_mcePaste" style="background-color: transparent; border: 0px; height: 1px; left: -10000px; margin: 0px; outline: 0px; overflow: hidden; padding: 0px; position: absolute; top: 97px; vertical-align: baseline; width: 1px;">― Kenny Chesney</div>“it's a smile, it's a kiss, it's a sip of wine ... it's summertime!” ― Kenny Chesney<br /><div style="background-color: transparent; border: 0px; line-height: 1.5em; margin-bottom: 1.5em; outline: 0px; padding: 0px; vertical-align: baseline;"></div><div style="background-color: transparent; border: 0px; line-height: 1.5em; margin-bottom: 1.5em; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 12pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 10pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Travel safely and enjoy! </span></span></div><div style="background-color: transparent; border: 0px; line-height: 1.5em; margin-bottom: 1.5em; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-family: 'comic sans ms', sans-serif; font-size: 12pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><em style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Sue, Brooke, Stacey, Nattlie, Karen and Brooke</em></span></div></div></div><div class="article" style="background-color: transparent; border: 0px; margin: 20px 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><div class="article-heading" style="background-color: transparent; border: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><strong style="background-color: #666699; background-image: url(http://www.ppgtx.com/themes/globalimages/premium-one/layout/paper.gif); background-position: 10px 50%; background-repeat: no-repeat no-repeat; border: 0px; color: white; display: block; font-size: 1.4em; height: 32px; line-height: 32px; margin: 0px 0px 10px; outline: 0px; padding: 0px 10px 0px 30px; text-transform: uppercase; vertical-align: baseline; width: 658px;">HIGHLAND LAKES AREA NEWS ~ MARBLE FALLS, HORSESHOE BAY, BURNET, MEADOWLAKES & MORE</strong></div><div class="article-body editor" style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 1.2em; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><div style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><div style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><div style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><div style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><div style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><div style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><div style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-family: Georgia; font-size: 12pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 10pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; border: 0px; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"></span></span><div style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><ul style="background-color: transparent; border: 0px; direction: ltr; line-height: 1.5em; list-style-image: initial; list-style-position: initial; margin: 0in 0px 0in 0.375in; outline: 0px; padding: 0px; unicode-bidi: embed; vertical-align: baseline;" type="disc"><li style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: middle;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 10pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 10pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><strong style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Marble Falls Rodeo - July 18-19 8pm-11pm</strong>. Charlie Taylor Arena</span></span></li>
<li style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: middle;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 10pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 10pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><strong style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Burnet Farmers Market</strong> - <strong style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">July 19 9am-1pm.</strong> Burnet County Courthouse Square</span></span></li>
</ul><ul style="background-color: transparent; border: 0px; direction: ltr; line-height: 1.5em; list-style-image: initial; list-style-position: initial; margin: 0in 0px 0in 0.375in; outline: 0px; padding: 0px; unicode-bidi: embed; vertical-align: baseline;" type="disc"><li style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: middle;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 10pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><strong style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Marble Falls - LakeFest 2014</strong>, <strong style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">August 8-10,</strong> marks the 23rd year that the Marble Falls/Lake LBJ Chamber of Commerce transforms Lake Marble Falls into a liquid quarter-mile “racetrack” and the banks of the lake into a wild three-day boat race party. It was named Lucas Oil’s Event of the Year in 2012, for both a well put on event but also for the highest boat registration next to World Finals!</span></li>
</ul><ul style="background-color: transparent; border: 0px; direction: ltr; line-height: 1.5em; list-style-image: initial; list-style-position: initial; margin: 0in 0px 0in 0.375in; outline: 0px; padding: 0px; unicode-bidi: embed; vertical-align: baseline;" type="disc"><li style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: middle;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 10pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 10pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><a href="http://ci.marble-falls.tx.us/lakeside-park-swimming-pool" style="background-color: transparent; border: 0px; color: #666699; font-weight: bold; margin: 0px; outline: invert none medium; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Marble Falls Lakeside Pool</span></a><span style="background-color: transparent; border: 0px; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"> - </span>Spring/Summer 2014 Hours of Operation, Regular Season hours of operation will run from June 6 to August 24, 2014.</span></span></li>
</ul><ul style="background-color: transparent; border: 0px; direction: ltr; font-weight: bold; line-height: 1.5em; list-style-image: initial; list-style-position: initial; margin: 0in 0px 0in 0.375in; outline: 0px; padding: 0px; unicode-bidi: embed; vertical-align: baseline;" type="disc"><li style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: middle;"><a href="http://www.dailytrib.com/2014/06/24/horseshoe-bay-oks-annexation-hundreds-acres-land/" style="background-color: transparent; border: 0px; color: #666699; margin: 0px; outline: invert none medium; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; border: 0px; font-size: 12pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 10pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 10pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Annexation is to manage HBay growth, officials say</span></span></span></a></li>
<li style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: middle;"><a href="http://www.dailytrib.com/2014/06/10/marble-falls-makes-daytripper-map/" style="background-color: transparent; border: 0px; color: #666699; margin: 0px; outline: invert none medium; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; border: 0px; font-size: 12pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 10pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 10pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">'Daytripper' films show in Marble Falls</span></span></span></a></li>
<li style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: middle;"><span style="background-color: transparent; border: 0px; font-size: 12pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 10pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><a href="http://www.dailytrib.com/2014/06/30/leonel-manzano-wins-1500-meter-national-title/" style="background-color: transparent; border: 0px; color: #666699; margin: 0px; outline: invert none medium; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 10pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Manzano takes outdoor title in 1,500 meters</span></a></span></span></li>
</ul><ul style="background-color: transparent; border: 0px; direction: ltr; font-size: 12pt; line-height: 1.5em; list-style-image: initial; list-style-position: initial; margin: 0in 0px 0in 0.375in; outline: 0px; padding: 0px; unicode-bidi: embed; vertical-align: baseline;" type="disc"><li style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: middle;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 10pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 10pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; border: 0px; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Mackenzie White, </span>a 2012 Marble Falls High graduate, is the 2014-2015 Texas Tech Masked Rider. After a lengthy process, she was chosen as the 53rd Masked Rider and on April 18 took the reigns where she made her first run as the Masked Rider.</span></span></li>
</ul></div></span></div></div><ul style="background-color: transparent; border: 0px; line-height: 1.5em; list-style-image: initial; list-style-position: initial; margin: 0px 0px 1.5em 30px; outline: 0px; padding: 0px; vertical-align: baseline;"></ul></div><ul style="background-color: transparent; border: 0px; font-weight: bold; line-height: 1.5em; list-style-image: initial; list-style-position: initial; margin: 0px 0px 1.5em 30px; outline: 0px; padding: 0px; vertical-align: baseline;"></ul></div></div></div><ul style="background-color: transparent; border: 0px; line-height: 1.5em; list-style-image: initial; list-style-position: initial; margin: 0px 0px 1.5em 30px; outline: 0px; padding: 0px; vertical-align: baseline;"></ul></div><ul style="background-color: transparent; border: 0px; line-height: 1.5em; list-style-image: initial; list-style-position: initial; margin: 0px 0px 1.5em 30px; outline: 0px; padding: 0px; vertical-align: baseline;"></ul></div></div><div class="article" style="background-color: transparent; border: 0px; margin: 20px 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><div class="article-heading" style="background-color: transparent; border: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><strong style="background-color: #666699; background-image: url(http://www.ppgtx.com/themes/globalimages/premium-one/layout/paper.gif); background-position: 10px 50%; background-repeat: no-repeat no-repeat; border: 0px; color: white; display: block; font-size: 1.4em; height: 32px; line-height: 32px; margin: 0px 0px 10px; outline: 0px; padding: 0px 10px 0px 30px; text-transform: uppercase; vertical-align: baseline; width: 658px;">AUSTIN, LAKE TRAVIS, LAKEWAY AND MORE ~ IN THE NEWS</strong></div><div class="article-body editor" style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 1.2em; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><div style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><div style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><div style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><div style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><div style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><ul style="background-color: transparent; border: 0px; direction: ltr; line-height: 1.5em; list-style-image: initial; list-style-position: initial; margin: 0in 0px 0in 0.375in; outline: 0px; padding: 0px; unicode-bidi: embed; vertical-align: baseline;" type="disc"><li style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: middle;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 10pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; border: 0px; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">July 14-20</span><span style="background-color: transparent; border: 0px; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: super;">th</span><span style="background-color: transparent; border: 0px; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">, </span><a href="http://www.newmovementtheater.com/marathons/" style="background-color: transparent; border: 0px; color: #666699; font-weight: bold; margin: 0px; outline: invert none medium; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Megaphone Marathons</span></a><span style="background-color: transparent; border: 0px; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">, Austin. </span>The comedy event of the summer! Hosted by The New Movement, this week-long event features improve groups, stand up, workshops, intensives, and shows.</span></li>
<li style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: middle;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 10pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; border: 0px; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">July 19</span><span style="background-color: transparent; border: 0px; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: super;">th</span><span style="background-color: transparent; border: 0px; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">, </span><a href="http://www.burbzfest.com/" style="background-color: transparent; border: 0px; color: #666699; font-weight: bold; margin: 0px; outline: invert none medium; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Burbz Fest</span></a><span style="background-color: transparent; border: 0px; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">, Austin. </span>Held at Little Woodrow’s, this music festival features local bands and artists. Food trailers, games and a craft beer garden are all on site.</span></li>
<li style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: middle;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 10pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; border: 0px; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">July 19</span><span style="background-color: transparent; border: 0px; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: super;">th</span><span style="background-color: transparent; border: 0px; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">, </span><a href="http://www.wineroad290.com/" style="background-color: transparent; border: 0px; color: #666699; font-weight: bold; margin: 0px; outline: invert none medium; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Chili and Chillin’</span></a><span style="background-color: transparent; border: 0px; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">, Fredericksburg.</span> Several wineries along the Hill Country’s “Wine Road 290” collaborate with area restaurants. No overall event fee, but the individual venues may charge their standard wine-tasting fees.</span></li>
<li style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: middle;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 10pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; border: 0px; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">August 9</span><span style="background-color: transparent; border: 0px; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: super;">th</span><a href="http://www.icecreamfestival.org/" style="background-color: transparent; border: 0px; color: #666699; font-weight: bold; margin: 0px; outline: invert none medium; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">, Austin Ice Cream Festival</span></a><span style="background-color: transparent; border: 0px; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">, Austin. </span>This annual event is held at Fiesta Gardens and is fun for the entire family. Games, activities, contests, and of course, ice cream!</span></li>
<li style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: middle;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 10pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; border: 0px; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Now Open – </span><a href="http://www.austinspizza.com/" style="background-color: transparent; border: 0px; color: #666699; font-weight: bold; margin: 0px; outline: invert none medium; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Austin’s Pizza</span></a><span style="background-color: transparent; border: 0px; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">, Austin. </span>Opened a new location at 705 N. Cuernavaca Drive, and features pizza, salads, Mediterranean cuisine and craft beer.</span></li>
<li style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: middle;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 10pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; border: 0px; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Now Open – </span><a href="http://www.frozysshavedice.com/" style="background-color: transparent; border: 0px; color: #666699; font-weight: bold; margin: 0px; outline: invert none medium; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Frozy’s Shaved Ice</span></a><span style="background-color: transparent; border: 0px; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">, Austin. </span>Opened a new seasonal shaved ice trailer adjacent to the Kolache Factory at 6901 North RR 620. The company has two other trailers in the Westlake and Bee Cave areas.</span></li>
<li style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: middle;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 10pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; border: 0px; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Now Open – </span><a href="http://www.sundancergrill.com/" style="background-color: transparent; border: 0px; color: #666699; font-weight: bold; margin: 0px; outline: invert none medium; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Sundancer Grill</span></a><span style="background-color: transparent; border: 0px; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">, Austin. </span>Located at the Sail & Ski Yacht Club at 16410 Stewart Road, this restaurant features salads, burgers and sandwiches.</span></li>
<li style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: middle;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 10pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; border: 0px; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Now Open – Learn and Laugh Preschool, Bee Cave. </span>This school accepts children from birth to age 8 and is located at 11715 Bee Caves Road, Suite 100.</span></li>
<li style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: middle;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 10pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; border: 0px; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Coming Soon – </span><a href="http://www.delawaresub.com/" style="background-color: transparent; border: 0px; color: #666699; font-weight: bold; margin: 0px; outline: invert none medium; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Delaware Sub Shop</span></a><span style="background-color: transparent; border: 0px; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">, Austin. </span>Restaurant that features Philly cheesesteaks and Italian sub sandwiches will open this month at 7212 West Hwy 71.</span></li>
<li style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: middle;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 10pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; border: 0px; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Moving – </span><a href="http://austin.culturemap.com/news/restaurants-bars/07-07-14-la-barbecue-moving-august-new-location-Good-Life-food-park/?utm_source=dailydigest&utm_medium=email&utm_campaign=cmpgn-2014-7-8" style="background-color: transparent; border: 0px; color: #666699; font-weight: bold; margin: 0px; outline: invert none medium; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">La Barbecue</span></a><span style="background-color: transparent; border: 0px; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">, Austin. </span>This upscale barbecue restaurant is moving from East Sixth Street to the “upscale” food trailer park at 900 East Cesar Chavez. The old location will close on August 3<span style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: super;">rd</span> and the new location will open on August 6<span style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: super;">th</span>.</span></li>
<li style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: middle;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 10pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 10pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><a href="http://austin.culturemap.com/news/restaurants-bars/06-30-14-way-south-austin-restaurant-named-one-of-best-neighborhood-gems-in-us/?utm_source=alert&utm_medium=email&utm_campaign=alert1315" style="background-color: transparent; border: 0px; color: #666699; font-weight: bold; margin: 0px; outline: invert none medium; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">South Austin restaurant is named one of the top neighborhood gems in the U.S.</span></a><span style="background-color: transparent; border: 0px; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"> , </span>from<span style="background-color: transparent; border: 0px; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"> </span><span style="background-color: transparent; border: 0px; font-style: italic; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Culture Digest</span></span></span></li>
<li style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: middle;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 10pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; background-position: initial initial; background-repeat: initial initial; border: 0px; font-size: 10pt; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><a href="http://austin.culturemap.com/news/entertainment/07-08-14-fun-fun-fun-festival-additions-modest-mouse-murder-city-devils/?utm_source=dailydigest&utm_medium=email&utm_campaign=cmpgn-2014-7-9" style="background-color: transparent; border: 0px; color: #666699; font-weight: bold; margin: 0px; outline: invert none medium; padding: 0px; vertical-align: baseline;"><span style="background-color: transparent; border: 0px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">After cancellations, Fun Fun Fun Fest adds two headliners</span></a><span style="background-color: transparent; border: 0px; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">, </span>from<span style="background-color: transparent; border: 0px; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"> </span><span style="background-color: transparent; border: 0px; font-style: italic; font-weight: bold; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Culture Digest</span></span></span></li>
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Anonymoushttp://www.blogger.com/profile/14715342532935708183noreply@blogger.com0tag:blogger.com,1999:blog-7501275408821002018.post-31224581672652255802014-03-04T07:41:00.001-08:002014-03-04T07:41:25.284-08:00VA Loan Compromise Sale - Short-Sale, VA-style<a href="http://activerain.com/blogsview/4341081/va-loan-compromise-sale-short-sale-va-style">VA Loan Compromise Sale - Short-Sale, VA-style</a><br /><br />
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<div style="background-color: white; color: #333333; font-family: 'Droid Serif', serif; font-size: 14px; line-height: 20px; margin-bottom: 7px; margin-top: 7px; padding: 0px;"><strong>VA homeonwers</strong> who are underwater - there may be an option for you to "short-sale" your home<img alt="US Flag" height="150" src="http://activerain.com/image_store/uploads/agents/suemellett/files/usflag_clip_art_23711.jpg" style="border: 0px; float: right; margin: 0px 10px;" width="150" />within VA guidelines. There are specific rules and processes, but it can be done. We all know that "stuff" happens and the VA knows it too. Here in the<strong>Austin</strong> and <strong>Highland Lakes</strong> areas of <strong>Central Texas</strong>, our home sales are very active in many areas and in many price points, but if you purchased your home at a market high, you may still be in a negative equity position. </div><div style="background-color: white; color: #333333; font-family: 'Droid Serif', serif; font-size: 14px; line-height: 20px; margin-bottom: 7px; margin-top: 7px; padding: 0px;"><strong><a href="http://www.ppgtx.com/contact" style="color: #006699; margin: 0px; padding: 0px; text-decoration: none;">Contact us </a></strong>for more information about your <strong><a href="http://www.ppgtx.com/Your-Homes-Value" style="color: #006699; margin: 0px; padding: 0px; text-decoration: none;">home's market analysis </a></strong>- you may not need a <strong>VA Compromise Sale</strong>, but if you do, here are some guidelines: </div><div style="background-color: white; color: #333333; font-family: 'Droid Serif', serif; font-size: 14px; line-height: 20px; margin-bottom: 7px; margin-top: 7px; padding: 0px;"><strong>VA Compromise Sale Conditions</strong></div><div style="background-color: white; color: #333333; font-family: 'Droid Serif', serif; font-size: 14px; line-height: 20px; margin-bottom: 7px; margin-top: 7px; padding: 0px;">1. Seller has financial hardship</div><div style="background-color: white; color: #333333; font-family: 'Droid Serif', serif; font-size: 14px; line-height: 20px; margin-bottom: 7px; margin-top: 7px; padding: 0px;">2. Property must be sold at fair market value (offers lower than the appraised value may not be considered) </div><div style="background-color: white; color: #333333; font-family: 'Droid Serif', serif; font-size: 14px; line-height: 20px; margin-bottom: 7px; margin-top: 7px; padding: 0px;">3. Closing costs must be reasonable </div><div style="background-color: white; color: #333333; font-family: 'Droid Serif', serif; font-size: 14px; line-height: 20px; margin-bottom: 7px; margin-top: 7px; padding: 0px;">4. Must be less costly for the government than a foreclosure </div><div style="background-color: white; color: #333333; font-family: 'Droid Serif', serif; font-size: 14px; line-height: 20px; margin-bottom: 7px; margin-top: 7px; padding: 0px;">5. Lender must be willing to write off debt above maximum VA loan guaranty</div><div style="background-color: white; color: #333333; font-family: 'Droid Serif', serif; font-size: 14px; line-height: 20px; margin-bottom: 7px; margin-top: 7px; padding: 0px;">6. There can be no second liens or other liens on the property. </div><div style="background-color: white; color: #333333; font-family: 'Droid Serif', serif; font-size: 14px; line-height: 20px; margin-bottom: 7px; margin-top: 7px; padding: 0px;">7. There is an offer/sales contract on the property. </div><div style="background-color: white; color: #333333; font-family: 'Droid Serif', serif; font-size: 14px; line-height: 20px; margin-bottom: 7px; margin-top: 7px; padding: 0px;"><strong>Possible Qualifying hardships</strong></div><div style="background-color: white; color: #333333; font-family: 'Droid Serif', serif; font-size: 14px; line-height: 20px; margin-bottom: 7px; margin-top: 7px; padding: 0px;">1 Employlment changes</div><div style="background-color: white; color: #333333; font-family: 'Droid Serif', serif; font-size: 14px; line-height: 20px; margin-bottom: 7px; margin-top: 7px; padding: 0px;">2. Permananet Change of Station (PCS) (this is the most common issue)</div><div style="background-color: white; color: #333333; font-family: 'Droid Serif', serif; font-size: 14px; line-height: 20px; margin-bottom: 7px; margin-top: 7px; padding: 0px;">3. Decrease in Income</div><div style="background-color: white; color: #333333; font-family: 'Droid Serif', serif; font-size: 14px; line-height: 20px; margin-bottom: 7px; margin-top: 7px; padding: 0px;">4. Major Medical Expenses</div><div style="background-color: white; color: #333333; font-family: 'Droid Serif', serif; font-size: 14px; line-height: 20px; margin-bottom: 7px; margin-top: 7px; padding: 0px;">5. Death in the Family</div><div style="background-color: white; color: #333333; font-family: 'Droid Serif', serif; font-size: 14px; line-height: 20px; margin-bottom: 7px; margin-top: 7px; padding: 0px;"><strong>Non-Qualifying Situations</strong></div><div style="background-color: white; color: #333333; font-family: 'Droid Serif', serif; font-size: 14px; line-height: 20px; margin-bottom: 7px; margin-top: 7px; padding: 0px;">1. A decision to move to a different neighborhood or area or to move-up or downsize.</div><div style="background-color: white; color: #333333; font-family: 'Droid Serif', serif; font-size: 14px; line-height: 20px; margin-bottom: 7px; margin-top: 7px; padding: 0px;">2. Reduction in property values in an area without a qualifying hardship </div><div style="background-color: white; color: #333333; font-family: 'Droid Serif', serif; font-size: 14px; line-height: 20px; margin-bottom: 7px; margin-top: 7px; padding: 0px;">3. If you have adequate assets to cover the gap </div><div style="background-color: white; color: #333333; font-family: 'Droid Serif', serif; font-size: 14px; line-height: 20px; margin-bottom: 7px; margin-top: 7px; padding: 0px;">Prior to lisitng your home for sale, if you know that you may need to use a VA Compromise Sale, you shoudl contact your mortgage servicer to find out their process. </div><div style="background-color: white; color: #333333; font-family: 'Droid Serif', serif; font-size: 14px; line-height: 20px; margin-bottom: 7px; margin-top: 7px; padding: 0px;">This may impact your VA loan entitlement. The benefit may still be availalbe but may reduce the amount of your VA loan entitlemet.</div><div style="background-color: white; color: #333333; font-family: 'Droid Serif', serif; font-size: 14px; line-height: 20px; margin-bottom: 7px; margin-top: 7px; padding: 0px;"><strong>Application Requirements </strong></div><div style="background-color: white; color: #333333; font-family: 'Droid Serif', serif; font-size: 14px; line-height: 20px; margin-bottom: 7px; margin-top: 7px; padding: 0px;">1. Contact signed by all parties with the following language "Offer contingent on approval of a VA Compromise Sale" </div><div style="background-color: white; color: #333333; font-family: 'Droid Serif', serif; font-size: 14px; line-height: 20px; margin-bottom: 7px; margin-top: 7px; padding: 0px;">2. Good Faith Estimate from a Title Company relating to this sale</div><div style="background-color: white; color: #333333; font-family: 'Droid Serif', serif; font-size: 14px; line-height: 20px; margin-bottom: 7px; margin-top: 7px; padding: 0px;">3. Letter of Request to the Loan Servicer</div><div style="background-color: white; color: #333333; font-family: 'Droid Serif', serif; font-size: 14px; line-height: 20px; margin-bottom: 7px; margin-top: 7px; padding: 0px;">4. Financial Data and Supporting Documentation (this includes a signed Financial Statement)</div><div style="background-color: white; color: #333333; font-family: 'Droid Serif', serif; font-size: 14px; line-height: 20px; margin-bottom: 7px; margin-top: 7px; padding: 0px;">5. VA Compromose Sale Agreement Applicaiton </div><div style="background-color: white; color: #333333; font-family: 'Droid Serif', serif; font-size: 14px; line-height: 20px; margin-bottom: 7px; margin-top: 7px; padding: 0px;">Additional Requirements will include a current appraisal and a full title review.</div><div style="background-color: white; color: #333333; font-family: 'Droid Serif', serif; font-size: 14px; line-height: 20px; margin-bottom: 7px; margin-top: 7px; padding: 0px;">A VA Compromise Sale will generally take longer than a typical home sale. The VA cannot pay any more than the original loan guaranty. </div><div style="background-color: white; color: #333333; font-family: 'Droid Serif', serif; font-size: 14px; line-height: 20px; margin-bottom: 7px; margin-top: 7px; padding: 0px;">Let us know how we can help with your Central Texas Home Sale - Contact us for a <a href="http://www.ppgtx.com/Your-Homes-Value" style="color: #006699; margin: 0px; padding: 0px; text-decoration: none;"><strong>free Market Analysis</strong></a> to determine your <strong>Austin</strong> or <strong>Highland Lakes</strong> are home's value. </div><div style="background-color: white; color: #333333; font-family: 'Droid Serif', serif; font-size: 14px; line-height: 20px; margin-bottom: 7px; margin-top: 7px; padding: 0px;"><em><span style="font-size: 10pt;">Special Note: Loans originated on or before December 31, 1989, the servicer is required to write off any amount over the maximum guarantee. </span></em></div><div style="background-color: white; color: #333333; font-family: 'Droid Serif', serif; font-size: 14px; line-height: 20px; margin-bottom: 7px; margin-top: 7px; padding: 0px;"><a href="http://www.benefits.va.gove/homeloans" style="color: #006699; margin: 0px; padding: 0px; text-decoration: none;">www.benefits.va.gov/homeloans</a> 1-877-827-3702</div><div style="background-color: white; color: #333333; font-family: 'Droid Serif', serif; font-size: 14px; line-height: 20px; margin-bottom: 7px; margin-top: 7px; padding: 0px;"><br /></div>Anonymoushttp://www.blogger.com/profile/14715342532935708183noreply@blogger.com0tag:blogger.com,1999:blog-7501275408821002018.post-22572087501264933462014-03-02T10:13:00.001-08:002014-03-02T10:13:42.175-08:00The Seven Habits of Highly Effective Home Buyers<a href="http://activerain.com/blogsview/4339264/the-seven-habits-of-highly-effective-home-buyers">The Seven Habits of Highly Effective Home Buyers</a><br /><br />
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This is a re-post of an article written with some great information for Home Buyers. Anonymoushttp://www.blogger.com/profile/14715342532935708183noreply@blogger.com0tag:blogger.com,1999:blog-7501275408821002018.post-54913763409677880712014-02-04T18:12:00.001-08:002014-02-04T18:12:43.199-08:00February 2014 Calendar of Events~Austin & Central Texas Things to Do!<a href="http://activerain.com/blogsview/4319593/february-2014-calendar-of-events-austin-central-texas-things-to-do-#sthash.RYfw5gIv.cmfs">February 2014 Calendar of Events~Austin & Central Texas Things to Do!</a><br /><br />
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<div style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 13px;">It's February in Central Texas! It's amazing how many great events and things to do we have here in our area - so get out and enjoy all that Austin and the Central Texas Hill Country have to offer. Festivals, Expos, Hockey, the Austin Maraton, Concerts and, of course, Valentines Day, so fall is love with Austin all over again... ! </div><div style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 13px;">The Central Texas Hill Country is an amazing place to live, work, play and invest! </div><div style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 13px;">Enjoy<span mce_style="font-size: 10pt;" style="font-size: 10pt;">!</span></div><div style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 13px;"><img alt="february 2014 things to do/calendar of events austin and central texas" height="712" mce_src="http://www.ppgtx.com/agent_files/PICS/Feb%202014%20Calendar_Gracy%20Title%20pg%201.jpg" mce_style="float: left; margin: 3px;" src="http://www.ppgtx.com/agent_files/PICS/Feb%202014%20Calendar_Gracy%20Title%20pg%201.jpg" style="border: 0px; float: left; margin: 3px;" title="austin and central texas calendar february 2014" width="550" /></div><div style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 13px;"><img alt="FEBRUARY 2014 calendar of events things to do austin and central texas " height="712" mce_src="http://www.ppgtx.com/agent_files/PICS/Feb%202014%20Calendar_Gracy%20Title%20pg%202.jpg" mce_style="margin: 3px; float: left;" src="http://www.ppgtx.com/agent_files/PICS/Feb%202014%20Calendar_Gracy%20Title%20pg%202.jpg" style="border: 0px; float: left; margin: 3px;" title="austin and central texas things to do/calendar of events february 2014 " width="550" /></div>Anonymoushttp://www.blogger.com/profile/14715342532935708183noreply@blogger.com0tag:blogger.com,1999:blog-7501275408821002018.post-40625696960743740732014-02-01T06:25:00.003-08:002014-02-01T06:25:57.739-08:00Texas Teacher Home Buyer & Seller Cash Back Rebates, Down Payment Assistance & Home Loans<div style="background-color: white; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; padding: 0px;">
Helping <strong>Texas Teachers</strong> and <strong>Education Personnel</strong> to <strong><em>Buy or Sell</em> <em>a home</em> </strong>in the greater <strong>Austin</strong> or<img alt="Teacher books, pencils" height="166" src="http://activerain.com/image_store/uploads/agents/suemellett/files/Kozzi-school_supplies-883x588.jpg" style="border: 0px; float: right; margin: 0px 10px;" width="250" /><strong>Highland Lakes</strong> areas of <strong>Central Texas</strong> has a special place in our hearts. We are committed to helping those who are in the education profession to have an opportunity to own their own homes using available programs and cash rebates. </div>
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Did you know that Texas offers their <a href="http://www.ppgtx.com/Buyer-Resources/Buyer-Suggested-Reading/Teacher-Home-Loans-Programs" style="color: #006699; margin: 0px; padding: 0px; text-decoration: none;"><strong>Teachers Downpayment Assistance Grants</strong></a> for up to 5% of the purchase price of a home, along with special loan packages? What a great opportunity to be able to purchase your own home and not have the burden of saving a big chunk of money to do so!! It's Texas' way of <em>thanking their many teachers,</em> who may not be able to otherwise purchase a home, by placing it more easily within their reach. </div>
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In addition, we offer Teachers a <strong><a href="http://www.homebuyersellercashback.com/" style="color: #006699; margin: 0px; padding: 0px; text-decoration: none;">Home Buying or Selling CASH BACK Rebate</a>,</strong> paid after closing when they Buy <em>or</em> Sell a home (And, Education Personnel qualify too - you don't have to be a teacher for this program!) It's <em>our way </em>of helping our Educators when they are purchasing or selling here in the greater <strong>Austin</strong> and <strong>Highland Lakes</strong> areas. </div>
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<a href="http://www.ppgtx.com/contact" style="color: #006699; margin: 0px; padding: 0px; text-decoration: none;"><strong>Contact us</strong></a> for more information about how you, or someone you know, as a <strong><a href="http://www.ppgtx.com/Buyer-Resources/Buyer-Suggested-Reading/Teacher-Home-Loans-Programs" style="color: #006699; margin: 0px; padding: 0px; text-decoration: none;">Texas Teacher</a></strong>, Classroom Aide, Administrator or other Educator may qualify for a <a href="http://www.homebuyersellercashback.com/" style="color: #006699; margin: 0px; padding: 0px; text-decoration: none;"><strong>Cash Back Rebate</strong></a> when you buy or sell a home here in the greater Austin area, or may be eligible for special Loan Programs or Downpayment Assistance to purchase your own home. </div>
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<em>Thank you</em>, Texas Teachers & Education Personnel for the job you do every day in your service to us all! </div>
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<span style="font-size: 8pt;">photo by Kozzi </span></div>
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<span style="background-color: white; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px;">- See more at: http://activerain.com/blogsview/4316584/texas-teacher-home-loans-downpayment-assistance-rebates-buy-a-home#sthash.urxZchlI.dpuf</span>Anonymoushttp://www.blogger.com/profile/14715342532935708183noreply@blogger.com0tag:blogger.com,1999:blog-7501275408821002018.post-91152535408143328452012-02-15T21:42:00.000-08:002012-02-15T21:42:13.480-08:00Why is Austin’s Apartment Occupancy at 95 Percent?<a href="http://kut.org/2012/02/why-is-austins-apartment-occupancy-at-95-percent/#.TzyVk6Aljds.blogger">Why is Austin’s Apartment Occupancy at 95 Percent?</a><div><br /></div><div>It may be a better time to buy in the Austin area. <a href="http://www.ppgtx.com/contact">Contact</a> us for more information on available properties and getting pre-qualified to buy a home. 1st Time Homebuyer? Ask for a FREE First Time Home Buyers Guide. TSAHC currently has downpayment assistance funds. Do you qualify?? </div><div><br /></div><div>Cash Back Rebates for Educators, First Responders and Healthcare professionals. Ask us how you can get your rebate when buying or selling a home in the Austin area. </div>Anonymoushttp://www.blogger.com/profile/14715342532935708183noreply@blogger.com2tag:blogger.com,1999:blog-7501275408821002018.post-46572074409121650592012-02-05T07:34:00.000-08:002012-02-05T07:35:22.608-08:00FREE! First Time Home Buyer Guide for Central Texas - Paragon Property Group<a href="http://www.ppgtx.com/Blog/FREE-First-Time-Home-Buyer-Guide-for-Central-Texas">FREE! First Time Home Buyer Guide for Central Texas - Paragon Property Group</a><br />
<br />
Thinking of buying your first home in Texas? <br />
<br />
We have created a <span style="text-decoration: underline;"><b>First Time Homebuyer Booklet,</b></span> full of useful information about the home buying process. <br />
Get yours <b>FREE</b><img alt="First Time Homebuyer Guide for Texas First Time Home Buyers" height="318" src="http://activerain.com/image_store/uploads/4/9/8/0/0/ar132845484200894.jpg" style="float: right; margin: 5px;" title="Buy your first home - Free Booklet for Texas home buyers" width="200" /> by completing a <b><a href="http://www.ppgtx.com/contact" target="_blank" title="Contact Paragon Property Group Team Austin, Texas, Marble Falls, TX, Horseshoe Bay, TX, Lake Travis, Lake LBJ">Contact form</a></b>. Or, give us a call to get started on the process of buying a home in the Austin or Highland Lakes areas of Central Texas right away. <br />
Buying your first home should be a fun and exciting experience. By reading this guide, you'll have the inside scoop on what you need to do to make buying your new home an easier and more enjoyable process. We talk about credit reports, getting <b><a href="http://www.senteloanaccess.net/EmployeeDetail.aspx?groupid=210&EmployeeID=7641&" target="_blank" title="Get Prequalified for a Home Loan with Sente Mortgage & Paragon Property Group Team in Austin Texas">pre-qualified</a></b> with a lender, choosing a REALTOR, making an offer and closing on your new home. <br />
Interest rates are at their lowest levels so your buying power is at the highest - you can afford more with a lower mortgage rate. So, don't wait, now may be the best time to buy a home in the Austin or Highland Lakes areas. <br />
Did you know that rental rates are rising in Central Texas? It may be cheaper to own your own home than pay rent on an apartment. <br />
Get your <b><a href="http://www.ppgtx.com/contact" target="_blank" title="Contact Paragon Property Group Team, Coldwell Banker United in Austin,TX">FREE First Time Homebuyer Guide</a></b> Today! <br />
<span style="font-family: verdana,geneva; font-size: small;">Sue Ellett, Broker-Associate</span><br />
<span style="font-family: verdana,geneva; font-size: small;">USAA Movers<i>Advantage</i><b><i>® </i></b><i></i>Preferred Agent</span><br />
<span style="font-family: verdana,geneva; font-size: small;">Coldwell Banker United REALTORS<b><i>® </i></b></span><br />
<span style="font-family: verdana,geneva; font-size: small;">Paragon Property Group Team</span><br />
<span style="font-family: verdana,geneva; font-size: small;">www.PPGTx.com</span><br />
<span style="font-family: verdana,geneva; font-size: small;">866-693-7741</span><br />
<span style="font-family: verdana,geneva; font-size: small;">Austin/Lake Travis & the Highland Lakes</span><br />
<span style="font-family: verdana,geneva; font-size: small;">Residential~Investment~Ranch~Commercial~Waterfront</span><br />
<span style="font-family: verdana,geneva; font-size: small;"><a href="http://www.ppgtx.com/agent_files/HighlandLakesMLS.html" target="_blank" title="Search all Highland Lakes area Listings ">Search Highland Lakes Area Listings</a> <a href="http://www.ppgtx.com/agent_files/advancedAustinSearch.htm" target="_blank" title="Search All Austin Area Listings ">Search Austin Area Listings </a></span>Anonymoushttp://www.blogger.com/profile/14715342532935708183noreply@blogger.com0tag:blogger.com,1999:blog-7501275408821002018.post-79004382521030714012012-02-05T07:31:00.000-08:002012-02-05T07:33:55.923-08:00FREE! First Time Home Buyer Guide for Central Texas - Paragon Property Group<a href="http://www.ppgtx.com/Blog/FREE-First-Time-Home-Buyer-Guide-for-Central-Texas">FREE! First Time Home Buyer Guide for Central Texas - Paragon Property Group</a><br />
<br />
Thinking of buying your first home in Texas? <br />
<br />
We have created a <span style="text-decoration: underline;"><b>First Time Homebuyer Booklet,</b></span> full of useful information about the home buying process.<br />
Get yours <b>FREE</b><img alt="First Time Homebuyer Guide for Texas First Time Home Buyers" height="318" src="http://activerain.com/image_store/uploads/4/9/8/0/0/ar132845484200894.jpg" style="float: right; margin: 5px;" title="Buy your first home - Free Booklet for Texas home buyers" width="200" /> by completing a <b><a href="http://www.ppgtx.com/contact" target="_blank" title="Contact Paragon Property Group Team Austin, Texas, Marble Falls, TX, Horseshoe Bay, TX, Lake Travis, Lake LBJ">Contact form</a></b>. Or, give us a call to get started on the process of buying a home in the Austin or Highland Lakes areas of Central Texas right away. <br />
Buying your first home should be a fun and exciting experience. By reading this guide, you'll have the inside scoop on what you need to do to make buying your new home an easier and more enjoyable process. We talk about credit reports, getting <b><a href="http://www.senteloanaccess.net/EmployeeDetail.aspx?groupid=210&EmployeeID=7641&" target="_blank" title="Get Prequalified for a Home Loan with Sente Mortgage & Paragon Property Group Team in Austin Texas">pre-qualified</a></b> with a lender, choosing a REALTOR, making an offer and closing on your new home. <br />
Interest rates are at their lowest levels so your buying power is at the highest - you can afford more with a lower mortgage rate. So, don't wait, now may be the best time to buy a home in the Austin or Highland Lakes areas. <br />
Did you know that rental rates are rising in Central Texas? It may be cheaper to own your own home than pay rent on an apartment. <br />
Get your <b><a href="http://www.ppgtx.com/contact" target="_blank" title="Contact Paragon Property Group Team, Coldwell Banker United in Austin,TX">FREE First Time Homebuyer Guide</a></b> Today! <br />
<span style="font-family: verdana,geneva; font-size: small;">Sue Ellett, Broker-Associate</span><br />
<span style="font-family: verdana,geneva; font-size: small;">USAA Movers<i>Advantage</i><b><i>® </i></b><i></i>Preferred Agent</span><br />
<span style="font-family: verdana,geneva; font-size: small;">Coldwell Banker United REALTORS<b><i>® </i></b></span><br />
<span style="font-family: verdana,geneva; font-size: small;">Paragon Property Group Team</span><br />
<span style="font-family: verdana,geneva; font-size: small;">www.PPGTx.com</span><br />
<span style="font-family: verdana,geneva; font-size: small;">866-693-7741</span><br />
<span style="font-family: verdana,geneva; font-size: small;">Austin/Lake Travis & the Highland Lakes</span><br />
<span style="font-family: verdana,geneva; font-size: small;">Residential~Investment~Ranch~Commercial~Waterfront</span><br />
<span style="font-family: verdana,geneva; font-size: small;"><a href="http://www.ppgtx.com/agent_files/HighlandLakesMLS.html" target="_blank" title="Search all Highland Lakes area Listings ">Search Highland Lakes Area Listings</a> <a href="http://www.ppgtx.com/agent_files/advancedAustinSearch.htm" target="_blank" title="Search All Austin Area Listings ">Search Austin Area Listings </a></span>Anonymoushttp://www.blogger.com/profile/14715342532935708183noreply@blogger.com0tag:blogger.com,1999:blog-7501275408821002018.post-3415515586292043842011-07-11T08:47:00.000-07:002011-07-11T08:47:26.380-07:00New homes going up in northwest<a href="http://www.statesman.com/business/real-estate/new-homes-going-up-in-northwest-1595446.html?ana=e_aus_rdup">New homes going up in northwest Austin - developers are readying 23,000 lots to build on<br /></a>Anonymoushttp://www.blogger.com/profile/14715342532935708183noreply@blogger.com0tag:blogger.com,1999:blog-7501275408821002018.post-61530251564658092222011-05-22T18:35:00.000-07:002011-05-22T18:35:12.478-07:00Homebuyer Incentives from HomeStepsWhat a great offer if you’re considering homeownership as a first time home buyer or if you are simply trading up or down. <br />
<br />
This particular program is from May 16, 2011 – July 31, 2011 with escrow closed on or before September 30, 2011.<br />
<br />
Freddie Mac will offer homebuyers and select non-profits an exclusive opportunity to purchase HomeSteps homes prior to competition from investors through the <a href="http://www.homesteps.com/homebuyer/firstlook.html">Freddie Mac First Look Initiative</a>. This on-going initiative offers owner occupant homebuyers, Neighborhood Stabilization Program (NSP) grantees and non-profits engaged in community stabilization efforts the ability to purchase HomeSteps homes during their initial 15 days of listing, without competition from investors. The purchaser does not need to be a first time homebuyer to be eligible provided, however, that they are buying the home as their primary residence.<br />
<br />
HomeSteps SmartBuy<sup>SM</sup> is a home purchase program that offers:<br />
<ul><li>A limited two-year <a href="http://www.homeprotect.org/termsandconditions/HP_FFKIT_ONLINE.pdf" target="_blank">HomeProtect® Home Warranty</a> [PDF] </li>
<li>Up to 30% savings* on new appliances </li>
</ul>*Certain restrictions, limitations, terms and conditions apply. See <a href="http://www.homesteps.com/smartbuy/">HomeSteps SmartBuy Terms and Conditions</a> for further details.<b> </b><br />
<br />
<b>Homebuyer Incentive**</b><br />
<ul><li>Up to 3.5% actual buyer's closing cost</li>
<li>2-Year HomeProtect Limited Home Warranty***</li>
</ul>**HomeSteps homebuyer incentives are available to owner-occupants only.<br />
***Terms, conditions and limitations apply. Not all homes or borrowers will qualify. See <a href="http://www.homesteps.com/smartbuy/">http://www.homesteps.com/smartbuy</a> for details.<br />
<br />
Of course this involves lending and there are many terms, conditions and limitations. Be sure to check those out. If you’re interested and we can help in the greater Austin or Highland Lakes areas, give us a call.Anonymoushttp://www.blogger.com/profile/14715342532935708183noreply@blogger.com0tag:blogger.com,1999:blog-7501275408821002018.post-781650386264933562011-04-17T07:41:00.000-07:002011-04-17T07:42:19.948-07:00First Time Home Buyers - A Great Experience for the Realtor, too!Wow, how easy it is to forget how exciting it can be to work with someone who is a first time home buyer. I have worked with several over the last couple of weeks and it is truly re-energizing for me. I have worked with several both in the Austin and the Highland Lakes areas. <br />
<br />
How rewarding to see the joy, excitement (and a little apprehension!) from a first time home buyer! It reminds me of how we should all be every day - intrigued, energized, excited, open to new feelings and ideas, yet aware of all aspects of everyday life. <br />
<br />
I am grateful to have worked with these clients lately, it helps to keep me grounded and reminds me why I do what I do. Real Estate is a time consuming business. It is often hard to balance your own family life with helping other families. I am very fortunate to have a very supportive husband and son who make it possible for me to do what I love. <br />
<br />
It can be a wonderful and rewarding experience to help people buy a home they love, to help them through the process, to educate them about our market and get them the best possible deal in the process. How exciting is that??!!<br />
<br />
Awesome job!<br />
<br />
Let me know if my Team and I can send you a FREE First Time Home Buyers Booklet with lots of great information about the process. Thinking of buying your first home in the Austin area? Thinking of buying your first home in the Highland Lakes area? Give us a call or send us an email.Anonymoushttp://www.blogger.com/profile/14715342532935708183noreply@blogger.com1tag:blogger.com,1999:blog-7501275408821002018.post-59296995284684525752011-02-03T08:18:00.000-08:002011-02-03T08:18:38.822-08:00Texas offers $45M in First Time Home Buyer AssistanceThe Austin Business Journal reports that the State of Texas has released $45 Million in a first-time homebuyer assistance program. Don't forget, also, there are still funds in the Bond 77 Program for downpayment assistance.<br />
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It's a great time to buy and there are some great deals out there. Rental rates are rising, so there may never be a better time to buy in Austin, TX. <br />
<br />
Call or email us for more information or a free list of properties. Visit our website at www.ppgtx.com <br />
<br />
Visit our website for free foreclosure/short sale information: www.ppgtx.com/foreclosuresAnonymoushttp://www.blogger.com/profile/14715342532935708183noreply@blogger.com1tag:blogger.com,1999:blog-7501275408821002018.post-35446774693464496862011-01-14T04:10:00.000-08:002011-01-14T04:11:02.906-08:00Austin Rental Rates Likely to Rise in the next two years<span style="font-family: Verdana,Helvetica,Arial;"><span style="font-size: 14px;">I attended the 2011 Austin Housing Forecast yesterday. </span></span><br />
<br />
<span style="font-family: Verdana,Helvetica,Arial;"><span style="font-size: 14px;">If you are currently renting, here is something that might be of interest: </span></span><br />
<br />
<span style="font-family: Verdana,Helvetica,Arial;"><span style="font-size: 14px;">Austin usually has about 5000-6000 apartment units come on line every year. In 2011, they are only expecting 800 which may pressure rental rates upward and increase occupancy rates. </span></span><br />
<br />
<span style="font-family: Verdana,Helvetica,Arial;"><span style="font-size: 14px;">What does that mean for you, a first time home buyer? Interest rates are currently low, low, low. Housing pricing in Austin is very affordable. Increased rental rates and increased occupancy may mean that it will make more sense to look at buying your own home rather than renting. </span></span><br />
<span style="font-family: Verdana,Helvetica,Arial;"><span style="font-size: 14px;"><br />
</span></span><br />
<span style="font-family: Verdana,Helvetica,Arial;"><span style="font-size: 14px;">Thinking about it? Plan ahead. Get your credit in great shape - pay ON TIME! Don't max out credit cards. Save money. You will generally need at least 3.5% down for a home mortgage plus money to pay for closing costs. </span></span><br />
<span style="font-family: Verdana,Helvetica,Arial;"><span style="font-size: 14px;"><br />
</span></span><br />
<span style="font-family: Verdana,Helvetica,Arial;"><span style="font-size: 14px;">Call us for a copy of the Buy versus Rent brochure and a copy of the First Time Homebuyers Guide. info@paragonpropertygroup.com Visit our website at www.PPGTx.com for more information. </span></span>Anonymoushttp://www.blogger.com/profile/14715342532935708183noreply@blogger.com0tag:blogger.com,1999:blog-7501275408821002018.post-26426251234802769192011-01-10T06:19:00.000-08:002011-01-10T06:19:35.434-08:00What did interest rates do last week? 1/10/11Thinking of buying your first home in Austin Texas or the surround Texas Hill Country/Highland Lakes areas? Rates are still super low, so now is a great time to buy.<br />
<br />
Get a First Time Homebuyer booklet or a booklet on Buying versus Renting. Email: sue@paragonpropertygroup.com<br />
<br />
Visit our website for more information www.PPGTx.com <br />
<br />
<div style="text-align: center;"><span style="color: navy;"><span style="font-family: arial,helvetica,sans-serif;">What Did Interest Rates Do Last Week?<br />
<span style="font-size: 8pt;">** based on Freddie Mac weekly average survey **<br />
</span><br />
30-yr Fixed – Slightly Lower<br />
Last Week: 4.77%<br />
Previous Week: 4.86%<br />
1yr Ago: 5.09%<br />
<br />
15-yr Fixed – Slightly Lower<br />
Last Week: 4.13%<br />
Previous Week: 4.20%<br />
1yr Ago: 4.50%<br />
<br />
Jumbo Fixed (Average 30-yr Fixed) – 5.125%</span></span><br />
</div>Anonymoushttp://www.blogger.com/profile/14715342532935708183noreply@blogger.com0tag:blogger.com,1999:blog-7501275408821002018.post-64798055544519793672010-12-04T06:28:00.000-08:002010-12-04T06:31:13.488-08:00First Time Buyer? Thinking of Buying? Should I Buy or Rent?<style>@font-face { font-family: "Times New Roman"; }p.MsoNormal, li.MsoNormal, div.MsoNormal { margin: 0in 0in 0.0001pt; font-size: 12pt; font-family: "Times New Roman"; }a:link, span.MsoHyperlink { color: blue; text-decoration: underline; }a:visited, span.MsoHyperlinkFollowed { color: purple; text-decoration: underline; }table.MsoNormalTable { font-size: 10pt; font-family: "Times New Roman"; }div.Section1 { page: Section1; }</style> <p class="MsoNormal">To Buy or Not to Buy – Should I Buy or Rent a Home? </p> <p class="MsoNormal"> </p> <p class="MsoNormal">Buying a home is not for everyone in every area nor is renting.<span style=""> </span>Obviously consideration needs to be made on both a personal and market location basis.<span style=""> </span></p> <p class="MsoNormal"> </p> <p class="MsoNormal">The <a href="http://rismedia.com/lowes/8355/10751">National Association of Realtors</a> recently published results from it’s 8<sup>th</sup> Annual Housing Opportunity Pulse Survey which indicates that nearly 8 our of 10 Americans still believe that buying a home is a good financial decision. <strong><span style=""> </span></strong>77 percent believe strongly or not so strongly, 68 percent strongly so. More than 68% believe that now is a good time to buy a home.<span style=""> </span></p> <p class="MsoNormal"> </p> <p class="MsoNormal">Here in Austin, we have fared better than in many regions of the country.<span style=""> </span>A recent article in Newsweek ranked Austin as one of four Texas cities in its list of the 10 cities best situated for economic recovery.<span style=""> </span>It described Texas as the “Number 1 destination for job-seeking Americans, thanks to a hearty energy sector and a strong spirit of entrepreneurism.” </p> <p class="MsoNormal"><span style="font-size: 16pt; font-family: Times; color: black;"> </span></p> <p class="MsoNormal">With respect to housing, projections are that the Austin area will have increasing rental rates over the next year(s), which will make homeownership more attractive to many. Marcus & Milchap reported in November that area apartment vacancies are expected to fall with relatively few projects coming online.<span style=""> </span>Developers report bringing about 2900 new units on line this year versus an annual average of about 4300 per year for the last five years.<span style=""> </span>Rising demand and reduced supply is expected to push rental rates up about 3% in the near future.<span style=""> </span></p> <p class="MsoNormal"> </p> <p class="MsoNormal">In addition, the number of spec homes being built has decreased dramatically over previous years.<span style=""> </span>The combination of these two reductions in conjunction with new job creation will likely create some reduction in housing availability.<span style=""> </span>So far, we have had about 23,000 new jobs created this year and it is anticipated that we will continue to have net job increases over the next several years.<span style=""> </span>The <a href="http://www.milkeninstitute.org/publications/publications.taf?function=detail&ID=38801250&cat=resrep">Milken Institute’s</a> October 2010 Report – Best Performing Cities-2010:<span style=""> </span>Where America’s Jobs are Created & Sustained lists Austin as #2</p> <p class="MsoNormal"> </p> <p class="MsoNormal">Fiserv Inc <span style="font-family: Times; color: black;">forecasts average single-family home prices to fall another 7.1 percent during the next 12 months in the US, though less than 1 percent in Austin.<span style=""> </span>Continued home price declines are expected in markets that have been hurt most by the housing crisis.<span style=""> </span>In Austin, however, we are</span> fortunate to have many popular areas or popular price points that have remained fairly stable or had recent increases in values, not decreases. </p> <p class="MsoNormal"> </p> <p class="MsoNormal">Very low interest rates, tax deductions and even a small or neutral average appreciation, combined with relative market stability, potential increased rental rates and decreased rental availability and current home affordability mean that home ownership may make sense particularly for those planning to stay in a home for 3-5 years, at least in the greater Austin area.<span style=""> </span></p> <p class="MsoNormal"> </p> <p class="MsoNormal">For those who stay in their home and pay it off, there are obvious benefits since they will no longer be making mortgage payments - just taxes, insurance and maintenance.<span style=""> </span>For those looking toward their future retirement, continued home ownership can be the right thing.<span style=""> </span></p> <p class="MsoNormal"> </p> <p class="MsoNormal">For many, there are psychological advantages to owning - personally I just prefer to be my own landlord, so to speak.<span style=""> </span>I have the flexibility to do what I like and no matter what, I have to have a place to live.<span style=""> </span>If I have to pay for a place to live anyway, I'd rather have the control myself and not rely upon a landlord to maintain the property properly and in a timely fashion or to keep a fair rental rate indefinitely.<span style=""> </span></p> <p class="MsoNormal"> </p> <p class="MsoNormal">Most investment advisors will tell you that you need to hold your investments in stocks or bonds over a longer time period.<span style=""> </span>There will be ups and downs in the market, but over time, their goal is to make you money over that time period.<span style=""> </span>Selling at any given time during that period may net you a loss or a profit.<span style=""> </span>If your investment goes up 20%, have you really “made” money?<span style=""> </span>I say “no”, unless you actually sell the investment.<span style=""> </span>You could own that investment for 10 years and it could go up and down over time, but you really only “make” that gain<span style=""> </span>(or loss) when it is sold.<span style=""> </span></p> <p class="MsoNormal"> </p> <p class="MsoNormal">The same could be said for owning a home or other real estate.<span style=""> </span>Many markets have experienced substantial ups and now substantial downs.<span style=""> </span>Over time, if you view your home in the same way as you might view your stocks and bonds, chances are you will experience a positive gain over time.<span style=""> </span>The difficulty for many right now is how long that time period is and can you wait it out.<span style=""> </span>One positive in the Austin area is that we generally have experienced a less dramatic downward market swing and are now trending positively in many categories.<span style=""> </span></p> <p class="MsoNormal"> </p> <p class="MsoNormal">If you know that you are going to have to move again in 2 years or think you may lose your job in the near future, it may not be prudent to buy, but if you plan on staying in your home 5 years or more, particularly if buying now while prices are affordable, it may well be the right thing for you to do. </p> <p class="MsoNormal"> </p> <p class="MsoNormal">To buy or rent - it’s a very personal decision, largely based on your own circumstances and locale.<span style=""> </span>For some, renting is the way to go for now.<span style=""> </span>For others, now may be the best time to buy and take advantage of low interest rates and affordable home prices, particularly here in the Austin area.<span style=""> <br /></span></p><p class="MsoNormal"><br /><span style=""></span></p><p class="MsoNormal"><span style="">Here in Texas, we are fortunate to be able to offer a Downpayment Assistance Program to make it easier for people to buy a home. And, if you are military, former Military, an Educator, Medical Personnel or a First Responder, we have a CASH BACK Bonus whether you are buying or selling.<br /></span></p><p class="MsoNormal"><br /><span style=""></span></p><p class="MsoNormal"><span style="">Give us a call, email to suemellett@yahoo.com or visit our website at www.ParagonPropertyGroup.Com</span></p><p class="MsoNormal"><br /><span style=""></span></p><p class="MsoNormal"><span style="">Sue Ellett</span></p><p class="MsoNormal"><span style="">Broker-Associate</span></p><p class="MsoNormal"><span style="">Paragon Property Group</span></p><p class="MsoNormal"><span style="">Coldwell Banker United Realtors</span></p><p class="MsoNormal"><span style="">866-693-7741<br /></span></p>Anonymoushttp://www.blogger.com/profile/14715342532935708183noreply@blogger.com1tag:blogger.com,1999:blog-7501275408821002018.post-90950291222352588072010-11-27T17:36:00.000-08:002010-11-27T17:37:35.387-08:008 out of 10 Americans believe buying a home a Good Decision<a href="http://rismedia.com/lowes/8355/10751">Majority of Americans: Buying a Home Is a Good Decision</a><br /><br />Read this article for more information.Anonymoushttp://www.blogger.com/profile/14715342532935708183noreply@blogger.com0tag:blogger.com,1999:blog-7501275408821002018.post-76488969525412669062010-11-04T13:14:00.000-07:002010-11-04T13:16:04.193-07:00Great News - 1st Time Home Buyer Interest Rates Dropped! (Texas)From the Texas Department of Housing and Community Affairs:<br /><br />Effective Nov. 1, 2010, the Texas Department of Housing & Community Affairs reduced its interest rate on mortgage loans offered through its Texas First Time Homebuyer Program to its lowest levels ever, further opening the door to safe and responsible homeownership for qualifying low- to moderate-income Texans.<br /><br />Interest rates on these 30-year, fixed rate mortgage loans have been set at either 4.20% (unassisted) or 4.95% (assisted), depending on which of two types of loans the borrower selects. Assisted loans offer downpayment and closing-cost assistance up to 5% of the mortgage amount.<br /><br />To learn more about the program and eligibility requirements, please visit www.myfirsttexashome.com.<br /><br />Thinking of buying your first home? Contact Brooke LeMond at 512-284-0799 for a free Home Buyer's Book or to get home listings. Or email at brooke@brookelemond.comAnonymoushttp://www.blogger.com/profile/14715342532935708183noreply@blogger.com0tag:blogger.com,1999:blog-7501275408821002018.post-90850223491877088152010-10-23T06:18:00.000-07:002010-10-23T06:30:56.626-07:00Don't Make these Mistakes When Buying a Home!Here are a few things, particularly as first time buyers, that you want to consider in order to make good decisions....<br /><br /><div style="margin: 0in 0in 0pt 0.5in; text-indent: -0.25in;"><span>1.<span style="font: 7pt 'Times New Roman';"> </span></span> Get prequalified before starting your search. There is nothing worse than falling in love with a home or an area that you can't afford. Take into consideration your comfort level with your monthly payment and adjust from there. Remember to add in insurance, taxes, homeowners association dues.<br /></div><div style="margin: 0in 0in 0pt 0.5in; text-indent: -0.25in;"><span>2.<span style="font: 7pt 'Times New Roman';"> </span></span>Once you are under contract, be sure to get a home inspection. It's worth the money you will spend many times over and could keep you from buying a "lemon" of a home. <br /></div><div style="margin: 0in 0in 0pt 0.5in; text-indent: -0.25in;"><span>3.<span style="font: 7pt 'Times New Roman';"> </span></span>Use a Real Estate agent who will work for YOU. A Buyer's agent is your best bet. In Texas, for instance, all agents work for the seller unless you form a buyers relationship with them. If you call a listing agent for information about a property or to show you a property, they do not have your best interests at heart- they work for the seller!<br /></div><div style="margin: 0in 0in 0pt 0.5in; text-indent: -0.25in;"><span>4.<span style="font: 7pt 'Times New Roman';"> </span></span>Choosing a Real Estate agent who is not committed to forming a strong business<br /></div><div style="margin: 0in 0in 0pt 0.5in; text-indent: -0.25in;"><span>5.<span style="font: 7pt 'Times New Roman';"> </span></span>Be flexible in your home search options/location. You could miss out some great homes if you aren't a little flexible. Trust your Real Estate Agent to assist you in the process. <br /></div><div style="margin: 0in 0in 0pt 0.5in; text-indent: -0.25in;"><span>6.<span style="font: 7pt 'Times New Roman';"> </span></span>Think about long-term goals. Will you be staying in this house for a long time? Planning a family? Will you have a family member come and live with you at some point? Do you want this to be your last home? Consider a one story or a home where the master is on the first floor - it's much easier to stay in a home with no stairs.<br /></div><div style="margin: 0in 0in 0pt 0.5in; text-indent: -0.25in;"><span>8.<span style="font: 7pt 'Times New Roman';"> </span></span>Get a home protection plan. Most of time it can be added to the purchase contract and the Seller will pay for it. Ask for it! This will at least give you some peace of mind regarding potential repairs for the first year you own your home, all for a small service call charge per incident. <br /></div><div style="margin: 0in 0in 0pt 0.5in; text-indent: -0.25in;"><span>9.<span style="font: 7pt 'Times New Roman';"> </span></span>If Schools are important to you, do your homework. Your agent can help point you in the right direction. <br /></div><div style="margin: 0in 0in 10pt 0.5in; text-indent: -0.25in;"><span>10.<span style="font: 7pt 'Times New Roman';"> </span></span>Relax and enjoy the process. Trust your instincts and make use of your Real Estate agent's experience and knowledge. <br /><br />Go to our website at www.ParagonPropertyGroup.com to search for homes and to get more are and real estate information for the Austin, Lake Travis and Highland Lakes area.<br /><br /><br /><br /><br /></div>Anonymoushttp://www.blogger.com/profile/14715342532935708183noreply@blogger.com1tag:blogger.com,1999:blog-7501275408821002018.post-79132727751810621462010-10-19T06:07:00.000-07:002010-10-19T06:10:21.512-07:00Get Your Credit Score in Order before Applying for a LoanThis is a great article and may help you have an easier time of getting a home loan. <br /><br /><a href="http://rismedia.com/lowes/8355/10612">For Your Clients: Get Credit Score in Order Before Applying for Credit</a><br /><br />Thinking of buying or selling a home? Give us a call or send us an email.<br /><br />Brooke LeMond - 512-284-0799 brooke@brookelemond.com<br /><br />Check Out Our <a href="http://www.ParagonPropertyGroup.com">Website</a> for more great information about home buying or selling.<br /><br />Sue Ellett, Broker-Associate<br />Paragon Property Group<br />Coldwell Banker United Realtors<br /><br />Austin/Lake Travis and the Highland LakesAnonymoushttp://www.blogger.com/profile/14715342532935708183noreply@blogger.com0tag:blogger.com,1999:blog-7501275408821002018.post-61313343825047588172010-10-18T07:30:00.000-07:002010-10-18T07:42:07.518-07:00Cash Back At Closing - Home & Move Plus Program<span style="font-size:130%;"><span style="color: rgb(0, 0, 153);">Thinking of purchasing or selling a home in the Greater Austin or Highland Lakes areas (Marble Falls, Horseshoe Bay, Lake LBJ, Burnet...)? <br /><br /></span></span><div style="text-align: center;"><span style="font-size:130%;"><span style="color: rgb(0, 0, 153);">We may be able to offer you </span></span><span style="font-weight: bold; color: rgb(0, 0, 153);font-size:130%;" >CASH BACK</span><span style="font-size:130%;"><span style="color: rgb(0, 0, 153);"> at closing whether you are </span></span><span style="font-style: italic; color: rgb(0, 0, 153);font-size:130%;" ><br />BUYING OR SELLING</span><span style="font-size:130%;"><span style="color: rgb(0, 0, 153);">. </span></span><br /><span style="font-size:130%;"><span style="color: rgb(0, 0, 153);"></span></span></div><span style="font-size:130%;"><span style="color: rgb(0, 0, 153);"><br /></span></span><div style="text-align: center;"><span style="font-size:130%;"><span style="font-weight: bold;">First Responders, Medical Personnel, Educators</span><br /><span style="font-weight: bold;">and</span><br /><span style="font-weight: bold;">Military & Former Military</span><br /><br /></span><div style="text-align: left;"><span style="font-size:130%;"><span style="color: rgb(0, 0, 153);">may be eligible for this CASH BACK program. Contact us to find out if can participate. <br /><br />If you are looking in other areas, let us know and we'll be happy to refer you to an agent in that area and be sure you receive a FREE Relocation Package. </span><span style="color: rgb(0, 0, 153);">Many programs are available in other locations too. </span></span><br /><br /><span style="color: rgb(0, 0, 153);">Special Loan Programs may be available also. </span> <br /><br />Also, <span style="font-weight: bold;">First Time Homebuyers - </span> <span style="font-style: italic;">USDA Loans</span> (100% financing) and <span style="font-style: italic;">BOND 77 Downpayment Assistance</span> may be available as well. <br /><br /><span style="color: rgb(0, 0, 153);"><span style="font-size:130%;">Email Sue@elletts.net or call 866-693-7741 for more information on how you can benefit and receive CASH BACK or a great loan when you are Buying or Selling a Home. (Cash back is paid to buyer or seller after closing)</span></span><br /><br />Visit our <a href="http://www.ParagonPropertyGroup.com">Website</a> for more information. <br /></div><span style="font-size:130%;"><span style="color: rgb(0, 0, 153);"></span></span></div><span style="font-size:130%;"><br /></span>Anonymoushttp://www.blogger.com/profile/14715342532935708183noreply@blogger.com1tag:blogger.com,1999:blog-7501275408821002018.post-79087333329643908272010-10-08T11:02:00.000-07:002010-10-08T11:03:54.914-07:00Bank of America halts foreclosuresBank of America Corp. is placing a moratorium on all foreclosure proceedings and sales across the U.S. amid political pressure on U.S. banks to examine foreclosure-documentation problems.<br /><br />The nation's largest bank by assets is the first financial institution to stop all foreclosure actions amid revelations that the banking industry had used "robo-signers," people who sign hundreds of documents a day without reviewing their contents, when foreclosing on homes. Bank of America, J.P. Morgan Chase Co. and Ally Financial Inc. last week postponed foreclosures in 23 states where a court's approval is required to foreclosure on a home.<br /><br />The decision by Bank of America to extend its postponement to all 50 states takes effect Saturday. The bank doesn't intend to lift the moratorium until its assessment of all documentation is complete, a spokesman said.<br /><br />On Thursday, Rep. Edolphus Towns (D., N.Y.), chairman of the House oversight committee, became the latest lawmaker to call for a nationwide moratorium on foreclosures.<br /><br />Bank of America Chief Executive Officer Brian Moynihan plans to be in Washington, D.C., Friday for an appearance before the National Press Club, but a person close to him said he isn't expected to discuss the moratorium decision.Anonymoushttp://www.blogger.com/profile/14715342532935708183noreply@blogger.com0tag:blogger.com,1999:blog-7501275408821002018.post-31358894120049149442010-10-01T17:56:00.000-07:002010-10-01T17:56:37.364-07:00REALTOR® Magazine-Daily News-Where the Smart Folks Live<a href="http://www.realtor.org/rmodaily.nsf/pages/News2010100104?OpenDocument=">REALTOR® Magazine-Daily News-Where the Smart Folks Live</a><br /><br />Austin makes the list!Anonymoushttp://www.blogger.com/profile/14715342532935708183noreply@blogger.com0tag:blogger.com,1999:blog-7501275408821002018.post-90043136475006394142010-10-01T14:18:00.000-07:002010-10-01T14:20:05.607-07:00Deals for Home Buyer from Fannie/Freddie - Foreclosures<a href="http://www.realtor.org/rmodaily.nsf/pages/News2010092904?OpenDocument=">REALTOR® Magazine-Daily News-Fannie, Freddie Offering Hard-to-Beat Deals</a><br /><br />Thinking of buying your first home - there are some great deals in the Austin and Highland lakes areas<br /><br />Give us a call....<br /><br />Paragon Property Group<br />Coldwell Banker United Realtors<br />866-693-7741Anonymoushttp://www.blogger.com/profile/14715342532935708183noreply@blogger.com0tag:blogger.com,1999:blog-7501275408821002018.post-62150587539181068122010-09-23T19:27:00.000-07:002010-09-23T19:31:44.331-07:00USDA Funding is Available - 100% Financing<span style="font-size:130%;">Thinking of purchasing your first home? USDA has funding for up to 100% financing available. <br /><br />Contact us for more information or check out our website at www.paragonpropertygroup.com<br /><br />Properties in Hays, parts of Williamson, Burnet and Llano Counties are available for this type of financing.<br /><br />Plus, you may qualify for other rebates such as Military Cash Back, First Responders, Hospital/Medical or Teachers.<br /><br /><br /></span>Anonymoushttp://www.blogger.com/profile/14715342532935708183noreply@blogger.com0